Should I Buy or Lease?

Finance Paperwork with Glasses

When you are in the market for a new vehicle in the Hudson area, you have several decisions to make. One of the most important is the method of financing you select. A common question we hear at Tulley Mazda is, “Should I buy or lease?” If you are comparing your lease vs. buying options, you may be wondering about the best path for your driving needs and budget. Both financing methods have their own unique benefits that could make one a better fit for you. Tulley Mazda has created a guide to help you make the best possible decision.

Benefits of Buying

  • No Mileage Restrictions: If you plan to do a lot of driving around Merrimack, you may want to opt to finance your vehicle. You will not have to worry about mileage limits with vehicle ownership. 
  • Customization: If you like the idea of customizing your vehicle, financing allows you to do so. Change the color, upgrade the stereo, add ambient lighting, and more. The possibilities are endless. 
  • Ability to Sell: Since you’re not locked into a lease agreement, you are free to sell the vehicle at any time when you are looking to upgrade. 
  • No Charge for Excess Wear and Tear: When you finance, you do not have to worry about being charged for excess wear and tear on the vehicle. 
  • Less Cost Over Time: As you work toward paying off the vehicle overtime, vehicle ownership eventually becomes more budget-friendly. 

Benefits of Leasing

  • Lower Payments: One of the major benefits of a lease vs. buying is the lower monthly payments. 
  • Less Sales Tax: In most states, leasing a vehicle drastically lowers sales tax. 
  • Trade-Ins: You don’t have to deal with the hassle of selling your vehicle when you are looking for something new. When the terms of the lease are complete, all you need to do is bring the vehicle back to the dealership and select your next model. 
  • Great Coverage: As long as you don’t exceed your mileage limits, your vehicle will be covered by warranty for the duration of the lease. You won’t have to worry about out of pocket expenses on covered components. 
  • Options: When you lease, you are able to drive a new car with the latest bells and whistles every couple of years. If you like the idea of always having the latest automotive technology, you may want to look into leasing. 

Explore Leasing and Financing Options at Tulley Mazda

After looking at our guide to lease vs. buying, feel free to contact our finance department with any questions about your preferred method. We want to make sure you are 100% satisfied with your decision.

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(603) 888-0550

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(603) 888-0550

Call Now


(603) 888-0550

Call Now

147 Daniel Webster Hwy • Nashua, NH 03060

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Tulley Mazda 42.7246467, -71.4491792.